Chicago Cosmetic Dentist, Chicago Dentist
Generally, insurance companies divide their coverage of dental procedures by grouping the procedures into three main categories. While the categories vary slightly from company to company, the overall breakdown is about the same.
Preventative Procedures:
This category is usually comprised of routine dentist cleanings and examinations. However, some companies may include X-rays, sealants, and fluoride treatments as preventative rather than basic/restorative procedures.
Basic/Restorative Procedures:
Basic and restorative procedures generally refers to dental fillings and simple extractions. As mentioned above, X-rays, sealants, and fluoride may also fall under this category depending on the insurer. The majority of dental plans also list root canals under this heading.
Major Procedures:
Crowns, bridges, dentures, surgical extractions, and dental implants are all considered major procedures by most dental insurance plans.
It is important to double-check the specific category-procedure listings for an insurance plan before you buy, since all insurance carriers are slightly different. This is only intended as a general guide. Also important to note: some insurance plans don’t cover major procedures at all, while some impose a waiting period for certain procedures.
The staff at the dentist offices of Chicago Family and Cosmetic Dentist Dr. Bagai will work with you and your insurance company to make sure every aspect of your visit – even the payment – is as painless as possible. Call us at (773) 767-1554 today.